Experience The Difference

Charisse Excell, CDLP®

Certified Divorce Lending Professional® & Trusted Mortgage Advisor. Helping individuals navigate home financing with clarity, confidence, and care.

Whether you’re facing divorce, buying a new home, refinancing, or seeking expert mortgage guidance, Charisse provides strategic solutions tailored to your unique financial journey.

Expert Help
Proven Results
Ongoing Guidance

Mortgage Guidance When It Matters Most

Strategic, personalized mortgage solutions designed to support life transitions, long-term goals, and financial peace of mind.

Divorce Mortgages
Certified divorce mortgage planning that helps you make informed financial decisions during and after divorce.
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Confidence
Home Purchase
Home Purchase
Expert guidance through every step of the home buying process—from pre-approval to closing.
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Refinance Solutions
Strategic refinancing options designed to improve cash flow and align with your long-term goals.
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Mortgage Consulting
Personalized mortgage insight and loan origination support for complex financial situations.
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About Me

About Charisse Excell

I’m Charrise Excell, an experienced Mortgage Loan Originator and Certified Divorce Lending Professional (CDLP®). I help homeowners—especially those going through divorce—navigate the complex world of mortgage financing with confidence and clarity.

Whether you’re buying, refinancing, or building your dream home, I provide expert guidance tailored to your unique needs. My goal is to help you make smart, informed decisions and avoid costly mistakes, ensuring your financial future is secure.

01. Integrity
Transparent advice you can trust.
02. Compassion
Understanding your unique journey.
03. Excellence
Delivering top-tier service every time.
03. Commitment
Supporting you long after closing.
Explore our expertise

Mortgage Solutions Built Around You

Personalized mortgage guidance designed to support major life transitions, smart decisions, and long-term financial stability.

Divorce Lending
Specialized mortgage planning for individuals navigating divorce. Clear strategies designed to support informed decisions, protect assets, and plan for life after separation.
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Divorce Lending
Guided mortgage planning tailored to divorce, so you can protect your financial future with confidence.
  • Protect your assets
  • Navigate complex finances
  • Collaborate with attorneys & advisors
  • Customized mortgage strategies
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Home Purchase & Refinance
Whether you’re buying a new home or refinancing an existing one, receive expert guidance tailored to your financial goals, timeline, and long-term success.
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Home Purchase & Refinance
Expert support for buying or refinancing, making the process smooth and aligned with your goals.
  • Clear loan options
  • Competitive rates
  • Simplified approval process
  • Long-term financial planning
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Mortgage Consulting
One-on-one consulting and loan origination support for complex financial situations, offering clarity, strategy, and trusted mortgage expertise.
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Mortgage Consulting
Personalized insights and support for complex mortgage decisions and loan origination.
  • One-on-one expert advice
  • Customized financial solutions
  • Transparent guidance
  • Dedicated ongoing support
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Why Choose Me

Guiding You Through Every Mortgage Decision

As a Certified Divorce Lending Professional (CDLP®) and experienced Mortgage Loan Originator, I specialize in guiding homeowners—especially those navigating divorce—through the complexities of mortgage financing. I provide clear, personalized advice that helps you make confident financial decisions, avoid costly mistakes, and protect your long-term goals.

I take a client-first approach, tailoring solutions to your unique needs whether you’re buying, refinancing, or seeking consulting. With expert knowledge, transparent guidance, and unwavering support, I ensure every step of your mortgage journey is clear, strategic, and aligned with your future.

Core Values

“The guiding principles that shape every interaction, decision, and solution—ensuring trust, excellence, and personalized support for every client I serve.”

Honesty & Trust
Expertise & Results
Understanding & Care
Dedication & Support
Values

What Guides Me

At the heart of every decision, interaction, and solution is a commitment to integrity, excellence, and client-focused service. These are the core principles that define my work.

Transparent guidance at every step
Listening to your unique situation
Delivering top-tier mortgage solutions
Ensuring long-term financial confidence

What Do I Do?

Tailored mortgage solutions for:

01.
Homebuyers
First-time and repeat, pre-approval to closing.
02.
Refinance clients
Lower payments, access equity, consolidate debt
03.
Real estate investors
DSCR, conventional, portfolio options.
04.
Clients navigating divorce
Equity buyouts, refinance timing, guideline-compliant settlements.
Testimonials

What Our Customers Say?

Don’t just take my word for it. Here’s what some of my satisfied clients have to say about my solutions.

Your Trusted Partner for Mortgage Guidance and Life’s Big Transitions

Get in touch with me today, and let’s create a personalized mortgage plan that fits your goals—whether you’re buying, refinancing, or navigating a life transition.

Help center
Got a Question? Get your Answer.

Quick answers to questions you may have. Can’t find what you’re looking for? Get in touch with us.

1. What services do you offer?
I specialize in mortgage loan origination, home purchases, refinancing, mortgage consulting, and divorce mortgage planning. I provide personalized guidance to help you make informed financial decisions.
2. How can you help with divorce-related mortgages?
As a Certified Divorce Lending Professional (CDLP®), I guide clients through the complexities of mortgage financing during divorce, ensuring decisions protect your financial future and comply with marital settlement agreements.
3. Do I need to be a first-time homebuyer to work with you?
Not at all! I work with first-time buyers, repeat buyers, refinancers, and real estate investors—anyone looking for expert mortgage guidance.
4. How do I get started?
Simply schedule a free consultation. We’ll discuss your goals, review your options, and create a personalized mortgage plan tailored to your situation.
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Welcome! I’m Charrise Excell, your trusted mortgage advisor and Certified Divorce Lending Professional (CDLP®). Whether you’re buying, refinancing, or navigating a life transition, I provide clear, personalized guidance to help you make confident financial decisions.

Licenses
NMLS: 2003422
Home Access Mortgage NMLS 149980
Licensed in Georgia and Alabama
Get In Touch
Call: (404)277-0816
Email: charisse@charisseexcell.com
Working Time
Mon - Friday: 8.00am - 18.00pm
Holiday : Closed