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About Me

Certified Divorce Lending Professional® & Trusted Mortgage Advisor. Helping individuals navigate home financing with clarity, confidence, and care.

Welcome to Charisse Excell

My Focus is on Delivering Superior Value to my Clients for hassle free service.

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I’m Charrise Excell, an experienced Mortgage Loan Originator and Certified Divorce Lending Professional (CDLP®). I help homeowners—especially those going through divorce—navigate the complex world of mortgage financing with confidence and clarity.

Whether you’re buying, refinancing, or building your dream home, I provide expert guidance tailored to your unique needs. My goal is to help you make smart, informed decisions and avoid costly mistakes, ensuring your financial future is secure.

Mission

To empower every client with clear, personalized mortgage solutions that simplify complex decisions—especially during life’s major transitions like divorce—helping them achieve financial security and peace of mind.

Vision.

To become the most trusted mortgage advisor in the community, known for compassionate guidance, expert knowledge, and unwavering support that helps homeowners confidently navigate their financial journeys.

Core Values

“The guiding principles that shape every interaction, decision, and solution—ensuring trust, excellence, and personalized support for every client I serve.”

Honesty & Trust

Expertise & Results

Understanding & Care

Dedication & Support

Values

What Guides Me

At the heart of every decision, interaction, and solution is a commitment to integrity, excellence, and client-focused service. These are the core principles that define my work.

Transparent guidance at every step

Listening to your unique situation

Delivering top-tier mortgage solutions

Ensuring long-term financial confidence

What Do I Do?

Tailored mortgage solutions for:

01.

Homebuyers

First-time and repeat, pre-approval to closing.

02.

Refinance clients

Lower payments, access equity, consolidate debt

03.

Real estate investors

DSCR, conventional, portfolio options.

04.

Clients navigating divorce

Equity buyouts, refinance timing, guideline-compliant settlements.

The process

Simple, clear steps to guide you from consultation to closing.

Every mortgage journey is unique, but with my expertise and guidance, you’ll know exactly what to expect at each stage—making the experience smooth, transparent, and stress-free.

Discovery

We clarify goals, budget, timeline, and “must-haves.”

Strategy & options

I model side-by-side scenarios (payment, cash-to-close, breakeven).

Team coordination

I align lending with your attorney, real estate agent, financial planner, and tax accountant

Documentation made simple

A clear checklist, secure upload, and proactive updates.

Close with confidence

I prepare you for underwriting, closing numbers, and Day-1 next steps.

Testimonials

What Our Customers Say?

Don’t just take my word for it. Here’s what some of my satisfied clients have to say about my solutions.

“

Giles and his team at Herrington Business Consulting have been absolutely great to work with and they definitely have gone above and beyond for us by streamlining.

Heather Smith

Director, Radical Orange Pty Ltd.

165%

Increase in
customer growth rate

“

Your guidance and composed demeanor throughout the inspection demonstrated your extensive experience and expertise in navigating FDA inspections.

Jonathan Cheng

Merits Health Products Co., Ltd.

$392

Daily savings
amount

“

We are also confident that the quality system, process validation and ongoing regulatory consulting assistance by mdi, will aid us in making sure we meet the FDA.

Adam Sagiv

Founder & CEO Plasmatica LTD

165%

Increase in
customer growth rate

Let’s map your next best step in 20 minutes:

Your goals, budget, and a short list of lending paths—with pros, cons, and timelines.

Book Your
Consultation

Help center
Got a Question? Get your Answer.

Quick answers to questions you may have. Can’t find what you’re looking for? Get in touch with us.

Get in Touch Today

1. What services do you offer?

I specialize in mortgage loan origination, home purchases, refinancing, mortgage consulting, and divorce mortgage planning. I provide personalized guidance to help you make informed financial decisions.

2. How can you help with divorce-related mortgages?

As a Certified Divorce Lending Professional (CDLP®), I guide clients through the complexities of mortgage financing during divorce, ensuring decisions protect your financial future and comply with marital settlement agreements.

3. Do I need to be a first-time homebuyer to work with you?

Not at all! I work with first-time buyers, repeat buyers, refinancers, and real estate investors—anyone looking for expert mortgage guidance.

4. How do I get started?

Simply schedule a free consultation. We’ll discuss your goals, review your options, and create a personalized mortgage plan tailored to your situation.