What Do I Do?

Expert Mortgage Services Tailored to You

We bring deep and specialized knowledge in these fields, but what truly sets us apart is our holistic perspective. We understand that true value lies in capturing synergies and connections across boundaries, bridging the gaps between different parts of an organization.By optimizing the collective impact of all components.

Our Mission and Value

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Why Choose Us?

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Our Leadership

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Mortgage Consulting
One-on-one consulting and loan origination support for complex financial situations, offering clarity, strategy, and trusted mortgage expertise.
Divorce Mortgage Planning
Specialized mortgage planning for individuals navigating divorce. Clear strategies designed to support informed decisions, protect assets, and plan for life after separation.
Home Purchase & Refinance
Whether you’re buying a new home or refinancing an existing one, receive expert guidance tailored to your financial goals, timeline, and long-term success.
Consulting
A consultation with me is designed to give you clear direction and practical guidance for one of the most impactful financial decisions you’ll make. Whether you're preparing to buy a home, evaluating a refinance, or navigating housing decisions during a divorce, you’ll receive tailored insight that supports both your immediate needs and long-term goals.
The process

Simple, clear steps to guide you from consultation to closing.

Every mortgage journey is unique, but with my expertise and guidance, you’ll know exactly what to expect at each stage—making the experience smooth, transparent, and stress-free.

Discovery
We clarify goals, budget, timeline, and “must-haves.”
Strategy & options
I model side-by-side scenarios (payment, cash-to-close, breakeven).
Team coordination
I align lending with your attorney, real estate agent, financial planner, and tax accountant
Documentation made simple
A clear checklist, secure upload, and proactive updates.
Close with confidence
I prepare you for underwriting, closing numbers, and Day-1 next steps.
Testimonials

What Our Customers Say?

Don’t just take my word for it. Here’s what some of my satisfied clients have to say about my solutions.

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Welcome! I’m Charrise Excell, your trusted mortgage advisor and Certified Divorce Lending Professional (CDLP®). Whether you’re buying, refinancing, or navigating a life transition, I provide clear, personalized guidance to help you make confident financial decisions.

Licenses
NMLS: 2003422
Home Access Mortgage NMLS 149980
Licensed in Georgia and Alabama
Get In Touch
Call: (404)277-0816
Email: charisse@charisseexcell.com
Working Time
Mon - Friday: 8.00am - 18.00pm
Holiday : Closed