Purchase

Buying a home is one of the biggest financial decisions you’ll ever make—and the mortgage you choose plays a critical role in your long-term success.

Confident Home Buying Starts With the Right Guidance

Buying a home is one of the biggest financial decisions you’ll ever make—and the mortgage you choose plays a critical role in your long-term success.

Whether you’re a first-time buyer or purchasing your next home, I’m here to guide you through the process with clarity, transparency, and personalized support—so you can make informed decisions and move forward with confidence.

Conventional loans
VA loans
FHA loans
Jumbo loans
24/7 Support: (404)277-0816

Who This Service Is For

This service is ideal if you are:

1

Buying your first home

2

Purchasing after a major life change

3

Moving up, downsizing, or relocating.

4

Unsure which loan option makes the most sense

Home Loan Qualification

Let us Help You Get Pre-Qualified for a Mortgage

Before you begin your home search, let us help you get pre-qualified for a mortgage! At Home Access Mortgage, LLC, we make the process easy—simply click the “Apply Now” button below to get started.

Having a pre-qualification letter in hand shows sellers and realtors that you’re a serious buyer and gives you a clear idea of your budget before touring homes. In fact, many realtors require pre-qualification before beginning the home search. Plus, it streamlines the mortgage application process, bringing you one step closer to homeownership with confidence.

Collaborate with Me!

Call Consulting: (404)277-0816
Email: charisse@charisseexcell.com

    Help center
    Got a Question? Get your Answer.

    Quick answers to questions you may have. Can’t find what you’re looking for? Get in touch with us.

    1. What services do you offer?
    I specialize in mortgage loan origination, home purchases, refinancing, mortgage consulting, and divorce mortgage planning. I provide personalized guidance to help you make informed financial decisions.
    2. How can you help with divorce-related mortgages?
    As a Certified Divorce Lending Professional (CDLP®), I guide clients through the complexities of mortgage financing during divorce, ensuring decisions protect your financial future and comply with marital settlement agreements.
    3. Do I need to be a first-time homebuyer to work with you?
    Not at all! I work with first-time buyers, repeat buyers, refinancers, and real estate investors—anyone looking for expert mortgage guidance.
    4. How do I get started?
    Simply schedule a free consultation. We’ll discuss your goals, review your options, and create a personalized mortgage plan tailored to your situation.
    x

    Welcome! I’m Charrise Excell, your trusted mortgage advisor and Certified Divorce Lending Professional (CDLP®). Whether you’re buying, refinancing, or navigating a life transition, I provide clear, personalized guidance to help you make confident financial decisions.

    Licenses
    NMLS: 2003422
    Home Access Mortgage NMLS 149980
    Licensed in Georgia and Alabama
    Get In Touch
    Call: (404)277-0816
    Email: charisse@charisseexcell.com
    Working Time
    Mon - Friday: 8.00am - 18.00pm
    Holiday : Closed